Cambridge Housing Market Outlook for 2026

Jan. 09, 26 | Market Updates

What 2025 revealed and what a decade of data helps us understand

Just when I thought it was safe to share my thoughts on what I believe will happen in the Cambridge housing market in 2026, yet another political event made me pause. I felt the same way last year while writing my 2025 outlook, when trade uncertainty and a looming Canadian election were already part of the conversation.

Today, tariffs are no longer theoretical, Canada remains under a Liberal minority government, and global economic and geopolitical tension continues to influence confidence at every level. While these factors don’t dictate real estate outcomes on their own, they do shape sentiment, and sentiment plays a meaningful role in when, and how people move.

That’s why, rather than trying to predict headlines, this outlook is grounded in what we can measure: how Cambridge performed in 2025, how it compares to previous years, and how it stacks up against a full decade of market behaviour.

2025 at a glance: a market that slowed, not stalled

Across all property types in the City of Cambridge, 2025 reflected a clear shift toward balance.

2025 Cambridge market snapshot:

  • Total sales: 1,536 (2,026 for 10-year avg)
  • New listings: 3,369 (3,002 for 10-year avg)
  • Average list price: $785,989 ($644,429 for 10-year avg)
  • Average sale price: $731,736 ($626,169 for 10-year avg)
  • Average days on market: 54 (26 for 10-year avg)
  • Average months of inventory: 3.5 (1.7 for 10-year avg)
  • Average list price per square foot: $514 ($440 for 10-year avg)

There’s no shortage of home and they are continuing to sell, but 24% less then the 10-year average. Buyers have been more selective, so listings took longer to sell, and negotiation became a normal part of the process again. The market rewarded preparation and pricing accuracy more than momentum.

Pricing over the years: context matters

Since there was more inventory then usual, and sales were slow we saw a decrease in sale prices year over year, but compared to the 10-year average sale prices still remain significantly positive.

Pricing

  • 2025 average list price: 54 $785,989
  • 2024 average list price: $811,949
  • 10-year average DOM: $644,429
    • Change: ↑ 22.0% from 10 year average and ↓ 3.2% from last year
  • 2025 average sale price: $731,736
  • 2024 average sale price: $759,687 
  • 10-year average DOM: $6629,169
    • Change: ↑ 16.9% from 10 year average and ↓ 3.7% from last year

Even in a slower year, prices remain materially higher than long-term norms, highlighting how much values have structurally shifted over the past decade.

What this data suggests for 2026

Taken together, the numbers point to a market that will reset expectations.

For 2026, I expect:

  • Continued balancing between buyers and sellers
  • Elevated inventory as the supply mix adjusts accordingly
  • Negotiation remaining a standard part of transactions

In practical terms, 2026 is shaping up to be a market where execution matters more than timing. If ever there were a time when real estate agents were needed, the time would be now.  Realtors who work tirelessly day to day in the business and know their local markets will be any buyer or seller’s secret weapon when it comes to the housing market in 2026.

For buyers:
More choice means more opportunity, but also more responsibility to understand value. Buyers who are prepared, patient, and decisive when the right property appears are well positioned.

For sellers:
This is a strategy-driven market. Homes that are staged, decluttered, well-maintained, and priced with recent comparables in mind continue to outperform. The margin for overpricing is thinner than it once was.

Final thoughts

Markets will always be influenced by politics and global events, but real estate outcomes are ultimately shaped by local data and personal decision-making. Cambridge’s 2025 numbers tell the story of a market that slowed thoughtfully, regained balance, and set the stage for a more sustainable year ahead.

If you’re considering a move in 2026 and want to understand what these trends mean for your specific neighbourhood or price range, I’m always happy to walk through the numbers and help you plan with clarity and confidence.